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Independent · Algorithm-scored · No pay-to-rank

Gusto EOR review

Built forStartupsSMBsMid-market
Scored by the EOR Select rating systemSee the methodology →Built and maintained by Robbin SchuchmannUpdated July 18, 2026
01

The decision layer

Should you pick Gusto?

// gusto at a glance

Gusto is an Employer of Record provider offering EOR, payroll and contractor payments. It scores 54/100 on the EOR Select index, covers 11 countries and prices on request.

What it is
Employer of Record (EOR, payroll and contractor payments)
Select Score
54/100
Country coverage
11 countries
Entry EOR price
Quote only
Third-party rating
4.6/5 from 11,840 reviews

As of July 13, 2026 · scored by the EOR Select rating system (methodology)

// the verdict

The verdict

Gusto scores 54/100 on the Select Score, strongest on platform and support. Its weakest axis is country coverage, the clearest trade-off to weigh before committing.

Gusto is a US-founded workforce platform offering EOR, payroll, and contractor management, with quote-based pricing and a focused regional footprint. Its platform and support sub-scores are among the stronger points in its profile, reflecting a product built around usability and service quality. It is a fit for smaller teams operating within its covered markets who prioritise a polished platform experience over broad global reach.

// strengths & watch-outs

Strengths and watch-outs

// strengths

  • 5 security certifications on file
  • Wide integration support (10 integrations)
  • Strong third-party reviews (4.59/5 across 11,840)

// watch-outs

  • Narrower coverage (11 countries) than the field
  • EOR pricing only on request (no public price)

// how it scores

How Gusto scores

Coverage6/100

Covers 11 countries, 6% of the 185-country benchmark.

Pricing40/100

Pricing is not published, so it is scored below providers that disclose a price. Price transparency is part of the rating.

Compliance52/100

5 security certifications on file, with a blended third-party review score of 2.02 out of 5 across 55 reviews (weighted by review volume).

Platform85/100

10 listed integrations.

Support70/100

4 support channels on file, with a blended third-party review score of 2.02 out of 5 across 55 reviews (weighted by review volume).

Reputation56/100

Based on 14 approved Reddit mentions (4 positive, 2 neutral, 8 negative; 10 first-hand). First-hand accounts weigh more than second-hand remarks; 1 mention from possible promotional accounts is down-weighted. Net community sentiment is balanced; Reputation scored 56.

The total is weighted by how much independent review evidence backs this provider, so it can sit below the average of the categories above. How scoring works

02

The data record

Gusto by the numbers

// pricing

What Gusto costs

EOR

Pricing on request

Contractor

from $40

per employee / month

Payroll

Pricing on request

Normalized starting prices from our dataset. Final pricing depends on country and headcount. Full Gusto pricing breakdown →

verified July 13, 2026provider pricing pages

// country coverage

Where Gusto operates

Verified Employer of Record coverage in 11 countries, from the same normalized dataset used to score every provider.

Americas3Europe5Asia2Oceania1
Show all 11 countries
Americas3
  • Brazil
  • Canada
  • Mexico
Europe5
  • Ireland
  • Netherlands
  • Portugal
  • Spain
  • United Kingdom
Asia2
  • India
  • Philippines
Oceania1
  • Australia

verified July 13, 2026normalized EOR coverage dataset

// platform & operations

How Gusto runs

Gusto integrates with 10 tools and holds 5 security certifications.

Security & compliance
soc2iso27001gdprhipaapci-dss
Integrations
QuickBooks OnlineXeroGreenhouseBreezy HRJazzHRCheckrOktaGoogle WorkspaceOnTheClockshifts
Payroll & platform
Multi-currencyAutomated taxPayslip generationEmployee portalAPI accessHRIS integrationCompliance dashboardDedicated support24/7 supportMobile appOn-demand pay
Pay-run frequency
Bi-weeklySemi-monthly
Payment methods
Bank transferACHSEPASWIFTWisePayPalCrypto
Support channels
Live chatDedicated CSMKnowledge base24/7 support
Employee payouts
Local currency, across 11 countries: 8 currencies including EUR, GBP, INR, AUD
Founded
2011
Headquarters
San Francisco, US

verified July 13, 2026provider disclosures

// fee transparency

What Gusto tells you before you ask

0/100 transparency
0 of 6 disclosed with a source

This scores only what Gusto publishes, not whether its prices are low. A cost counts as disclosed when we can link the provider’s own page stating it. See the full ranking or how this is scored.

EOR base price
UndisclosedNot published by Gusto
FX / currency markup
UndisclosedNot published by Gusto
Security deposit
UndisclosedNot published by Gusto
Setup fee
UndisclosedNot published by Gusto
Offboarding fee
UndisclosedNot published by Gusto
Minimum term
UndisclosedNot published by Gusto

verified July 13, 2026provider disclosures, own-domain sourced

03

Outside evidence

What the market says about Gusto

// reviews across the web

What Gusto customers say

RATING4.374.34-0.03REVIEWS17,07118,558+1,487since 2026-05-25
review count blended rating
05-2506-0106-0806-1506-2206-2907-0607-13
PlatformRatingChangeReviewsChange
G24.6steady11,795+1,400
Capterra4.9+0.104,293+28
Trustpilot2.1-0.302,470+70

// reddit reputation

Gusto on Reddit

Across 14 approved Reddit mentions of Gusto (as of Jul 2026), 29% were positive, 14% neutral and 57% negative. The most-discussed topics were support, platform, coverage. We screen each mention for relevance, then label sentiment. Unfiltered operator experience, separate from our Select Score.

14 mentions · 10 first-hand · 1 from promotional accounts, down-weighted

// key takeaways

What people praise

  • Pricing (1)

Common complaints

  • Support (6)
  • Coverage (2)
  • Compliance (1)
Positive4 · 29%Neutral2 · 14%Negative8 · 57%

Raw counts. The Reputation score also weighs recency, first-hand directness and author trust.

// most discussed topics

TopicMentionsSentiment
Support7Mostly negative
Platform6Mixed
Coverage3Mostly negative
Compliance1Mostly negative
Pricing1Mostly positive

Reputation subscore

56/100

This sentiment feeds the Reputation dimension of the Select Score.

We re-check Reddit monthly; newest mention as of Jul 2026. How we screen and score mentions →

// individual mentions

Sort
NegativeSupportFirst-hand
r/Bookkeeping46Jun 2026

Why does everyone recommend Gusto for payroll?

Their customer support reps are masters of giving you the run-around because they don't have power to do anything to fix the garbage app. Like Intuit, they're too big to care about your issues.

AI summary: Bookkeeper vents frustration with Gusto's customer support, compliance handling, and QBO integration bugs, calling the experience infuriating.

NegativeCoverageFirst-hand
r/Payroll17Jun 2026

gusto worked fine until we hired someone outside the US

two years on gusto. loved it. payroll ran itself, never thought about it. then we hired a dev in the philippines and a designer in portugal and i find out it just.. doesnt do international

AI summary: Founder praises Gusto for domestic payroll but complains it has no international support, discovering this only after hiring overseas workers.

PositiveFirst-hand
r/Bookkeeping13Jun 2026

Why does everyone recommend Gusto for payroll?

Gusto is great under 40/50 people. You can manage it or the client can. Both work well

AI summary: Bookkeeper says Gusto works well for companies under 40-50 people and is manageable by either the accountant or client.

Neutral
r/Bookkeeping6Jun 2026

Why does everyone recommend Gusto for payroll?

I think Gusto is doing a pretty big marketing push, and they know people go to reddit for advice.

AI summary: Commenter speculates that Gusto's high Reddit recommendation rate is partly driven by a marketing push targeting Reddit users.

NegativeSupportFirst-hand
r/smallbusiness6Nov 2025

Advice needed: What’s the difference between Gusto v Rippling

I own a staffing agency and have employed 100 people in the last two years. We have used gusto for the past 2 years but we are implementing Bamboo HRIS — it’s a complete in-house HRIS with an in-house payroll feature.

AI summary: Two-year Gusto user recommends it for small businesses but criticises its customer support as 'absolutely terrible' and is switching away because of it.

Positive
r/Alzheimers2Jan 2026

Has anyone signed up with a program like ADP or Gusto to pay a caregiver legally?

Gusto is good and I think they have a sole proprietor version. For 2 people you dont need any bells and whistles

AI summary: Commenter says Gusto is a good payroll option and sufficient for small setups like two people without needing extra features.

NeutralCoverage
r/Payroll2Jun 2026

gusto worked fine until we hired someone outside the US

There is Gusto International, powered by remote.com. It’s an EOR service adjacent to the international contractor offering. https://gusto.com/product/global

AI summary: Commenter notes Gusto offers an international EOR service powered by Remote.com, linking to the product page.

PositivePlatformFirst-hand
r/smallbusiness2Nov 2025

Advice needed: What’s the difference between Gusto v Rippling

I like how Gusto has gradually added feature after feature slowly over the years after they've been fully vetted and tested.

AI summary: User switched from Gusto to Rippling in 2020, found Rippling inferior across the board including payroll, and switched back to Gusto, praising Gusto's gradual, well-tested feature rollout.

NegativeCoverage
r/oysterhr1Jul 2025

Oyster HR alternatives...

hey i’ve been digging into oyster hr alternatives since i’m also wary of jumping into newer platforms for sensitive stuff like payroll and employee data i’ve used deel and remote for global payroll and eor and here’s my take deel is super reliable covers many…

AI summary: Author notes Gusto's EOR is new and mostly US-focused, suggesting it may not suit global payroll needs.

PositivePricingFirst-hand
r/SaaS1Oct 2025

Why is payroll tech more expensive than actual payment processing?

Gusto for me is $45/month. Extra contractor is $5/month for each month they're paid. All US based.

AI summary: Commenter notes Gusto costs them $45/month base plus $5/contractor/month for US-based payroll, contrasting it favourably with Deel's $600/month EOR pricing discussed in the parent post.

NegativePlatformFirst-hand
r/Payroll0Jul 2026

Is there any way to sue Gusto?

Seeing how much people have been screwed over by Gusto, is there any action we can all take?

AI summary: Employee reports Gusto took an entire paycheck incorrectly when processing an advance repayment and is asking about legal recourse.

NegativePlatformFirst-hand
r/Bookkeeping0Jun 2026

Why does everyone recommend Gusto for payroll?

Saw your payroll rant — the Gusto/QBO unmapped-deduction loop especially. The “it’s a QuickBooks issue / we see nothing on our end” runaround while you’re literally looking at it in Gusto is maddening, and you’re right that it’s structural: neither system…

AI summary: Author describes a frustrating Gusto/QuickBooks deduction-sync issue where neither vendor takes ownership of reconciliation failures, leaving the user to bridge the gap.

NegativeSupportFirst-hand
r/smallbusiness0Jun 2025

PEO pulling payroll early

I had two of our companies on it and ran into issues but more so couldn't get help for the life of us.

AI summary: User reports poor support experience with Gusto across two companies and says many other owners they know have had bad experiences too.

NegativeSupportFirst-hand
r/smallbusiness-5Nov 2025

Advice needed: What’s the difference between Gusto v Rippling

Rippling tries to do everything and Gusto just does payroll and basic people management. I’ve been on Gusto and scaled from 2-50. We’re leaving for bamboohr because support has been beyond bad (I know more than them when I call half the time).

AI summary: Long-term Gusto user scaled from 2–50 employees but is leaving due to deteriorating support quality, especially after losing their dedicated rep.

A note on Reddit: not every comment is a genuine, independent user. Some posts come from marketing agencies, competitors or the providers themselves. We screen mentions for relevance before they count toward a score, but we show this discussion as community signal, not verified fact, so weigh it with that in mind.

04

History & background

Gusto track record & company

// the record over time

How Gusto has moved

Longitudinal readings we keep and most comparison sites don’t. Every point is a real dated snapshot.

Select Score54/100-4

Down 4 points since Jun 27, 2026.

DateSelect Score
Jun 27, 202658/100
Jul 1, 202657/100
Jul 13, 202654/100

updated Jul 18, 2026weekly Select Score recompute

// recent updates

What changed for Gusto

Tracked changes to Gusto's Select Score and review ratings

  1. Select ScoreJul 13, 2026

    Now 54/100, from 57.

  2. G2Jul 18, 2026

    Rating now 4.6. +1,400 new reviews (11,795 total).

  3. CapterraJul 16, 2026

    Rating now 4.9, from 4.8. +28 new reviews (4,293 total).

  4. TrustpilotJul 15, 2026

    Rating now 2.1, from 2.4. +70 new reviews (2,470 total).

Review scores are re-verified weekly. How we verify the data →

// funding history

Gusto funding

$856M raised across 8 disclosed rounds

  1. Secondary tender offer$200MJun 9, 2025
    $9.3B valuation · Led by Ontario Teachers' Pension Plan

    Ontario Teachers' Pension Plan (Teachers' Venture Growth arm)

    Source →
  2. Series E Extension$55MMay 13, 2022
    $10B valuation
    Source →
  3. Series E$175MAug 10, 2021
    Led by T. Rowe Price

    T. Rowe Price Associates, Cross Creek, Dragoneer Investment Group, Durable Capital, Emergence Capital, Emerson Collective, Fidelity, Franklin Templeton, Friends & Family Capital, General Catalyst, Generation Investment Management, Glynn Capital, Partner Ventures, Sands Capital, T. Rowe Price

    Source →
  4. Series D$200MJul 24, 2019
    Source →
  5. Series C$140MJul 31, 2018
    Source →
  6. Series B$60MApr 10, 2015
    $560M valuation · Led by General Catalyst

    Altimeter Capital Management, Cota Capital, Emergence Capital, GV, Kleiner Perkins Caufield & Byers

    Source →
  7. Series A$20MFeb 19, 2014
    $100M valuation · Led by General Catalyst

    Sherpalo Ventures, Y Combinator, Data Collective

    Source →
  8. Seed$6MDec 11, 2012
    $20M valuation · Led by Google Ventures

    Sherpalo Ventures, Y Combinator, Data Collective

    Source →

// inside the Gusto platform

Inside the Gusto platform

// head to head

How Gusto compares

comparison.matrix
Gusto compared with rival EOR providers
Provider Select PickGusto logoGusto54/100RemoFirst logoRemoFirst79/100Remote logoRemote76/100Remote People logoRemote People75/100
How it compares
Countries covered11185186150
EOR / employee / mo$199$699$199
Contractor / employee / mo$40$25$29$29
Payroll / employee / mo$29
Billing currencies8
Security certifications5555
Support channels4645
Blended rating4.64.43.04.7
Fee transparency0/10025/10025/10025/100
Select Score54797675