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// head to head

Swapp Agency vs Payoneer Workforce Management

Our pick: Payoneer Workforce Management with a Select Score of 79/100
comparison.matrix2 selected
Swapp Agency vs Payoneer Workforce Management comparison matrix
ProviderSwapp Agency logoSwapp Agency61/100 Select PickPayoneer Workforce Management logoPayoneer Workforce Management79/100
Coverage & pricing
Countries covered161160
EOR / employee / moQuote$199/mo
Contractor / employee / moQuote$19/mo
Fee transparency
Fee transparency0/10025/100
Company
HeadquartersIcelandUS
Founded20172019
Employees2-101001-5000
Capabilities
Direct EOR
Built-in payroll
Contractor management
Reviews across the web
G2 rating—4.6 · 402
Capterra rating—4.6 · 42
Trustpilot rating—4.0 · 15
Blended rating—4.6 · 459
Trust & support
Security certifications13
Support channels45
Scores
Compliance4567
Support7892
Select Score6179

Where Swapp Agency and Payoneer Workforce Management can employ

On our coverage data, Swapp Agency runs an EOR in 161 countries and Payoneer Workforce Management in 160. They overlap in 138, so for 75% of the 183 countries either one covers, you can pick on price and service rather than reach. The difference sits in 23 countries only Swapp Agency covers and 22 countries only Payoneer Workforce Management covers. If your next hire is in one of them, that decides it.

Only Swapp Agency 23 countries

Americas
Antigua and Barbuda, Aruba, Bermuda, British Virgin Islands, Cayman Islands, Falkland Islands, French Guiana, Grenada, Guadeloupe, Martinique, Montserrat, Saint Kitts and Nevis, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Turks and Caicos Islands, United States Virgin Islands
Europe
Åland Islands, Faroe Islands, Liechtenstein, Svalbard and Jan Mayen, Vatican City
Africa
Benin, Burkina Faso

Only Payoneer Workforce Management 22 countries

Americas
Venezuela
Europe
Kosovo
Africa
Angola, Botswana, Burundi, Chad, Comoros, DR Congo, Libya, Republic of the Congo, Sierra Leone, Somalia, Sudan, Togo
Asia
Afghanistan, Bhutan, Iraq, Maldives, Mongolia, Palestine, Turkmenistan
Oceania
Samoa

Own entity or local partner

An EOR either employs your hire through its own local company or through a partner it contracts. With its own entity, the provider controls payroll and compliance directly; with a partner, a third company is the legal employer.

Swapp Agency publicly documents its own employing entity in 1 country (Sweden).

Payoneer Workforce Management publicly documents its own employing entity in 1 country (Netherlands).

Only entities with a public source (a registry record or the provider’s own legal documents) are counted. A provider can have more entities than it publishes.

What the fee difference adds up to

Swapp Agency does not publish an EOR price, so only Payoneer Workforce Management's published fee can be totalled here. Ask Swapp Agency for a written quote at your team size before comparing.

Published starting EOR fee per year, by team size (USD)
EmployeesSwapp AgencyPayoneer Workforce Management
1Quote only$2,388
5Quote only$11,940
10Quote only$23,880
25Quote only$59,700
50Quote only$119,400

Starting fees only, excluding salary and employer contributions. The matrix above lists the setup, offboarding, deposit and FX fees each provider discloses. Model a full hire in the cost calculator.

// reddit reputation, side by side

Swapp Agency vs Payoneer Workforce Management on Reddit

On Reddit, Payoneer Workforce Management sits at 11% negative across 18 approved mentions. We screen real community mentions for relevance, then label sentiment, separate from our Select Score.

ProviderMentionsFirst-handPositiveNeutralNegativeSentiment
Swapp AgencyToo few Reddit mentions to score yet
Payoneer Workforce Management181533%56%11%Mostly positive

Most-discussed topics: Payoneer Workforce Management — platform

Swapp Agency

Widest coverage in this comparison (161 countries).

Read the full Swapp Agency review →
Payoneer Workforce Management Select Pick

Deepest platform of the set.

Read the full Payoneer Workforce Management review →

// faq

Swapp Agency vs Payoneer Workforce Management: your questions

Which is better, Swapp Agency or Payoneer Workforce Management?

On our normalized dataset, Payoneer Workforce Management has the highest Select Score (79/100). The right pick still depends on your priorities, which the matrix above breaks down row by row.

Which is cheapest?

Payoneer Workforce Management has the lowest starting price in this comparison. Pricing is normalized to a per-employee monthly figure.

How is the Select Score calculated?

Every provider runs the same weighted model across coverage, pricing, compliance, platform and support. See the methodology page for the full formula.