// head to head
Swapp Agency vs Multiplier
Where Swapp Agency and Multiplier can employ
On our coverage data, Swapp Agency runs an EOR in 161 countries and Multiplier in 171. They overlap in 120, so for 57% of the 212 countries either one covers, you can pick on price and service rather than reach. The difference sits in 41 countries only Swapp Agency covers and 51 countries only Multiplier covers. If your next hire is in one of them, that decides it.
Only Swapp Agency 41 countries
- Americas
- Anguilla, Antigua and Barbuda, Aruba, Bahamas, Barbados, Belize, Bermuda, Bolivia, British Virgin Islands, Cayman Islands, Chile, Dominica, Dominican Republic, Ecuador, El Salvador, Falkland Islands, French Guiana, Greenland, Grenada, Guadeloupe, Guatemala, Guyana, Haiti, Honduras, Jamaica, Martinique, Montserrat, Nicaragua, Panama, Paraguay, Puerto Rico, Saint Kitts and Nevis, Saint Lucia, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, United States Virgin Islands, Uruguay
- Oceania
- Fiji, Papua New Guinea
Only Multiplier 51 countries
- Europe
- Guernsey, Isle of Man, Jersey, Kosovo, Russia
- Africa
- Angola, Botswana, British Indian Ocean Territory, Burundi, Cape Verde, Central African Republic, Chad, Comoros, DR Congo, Equatorial Guinea, Eritrea, Eswatini, Gabon, Gambia, Guinea, Guinea-Bissau, Lesotho, Libya, Mali, Mauritania, Mayotte, Niger, Republic of the Congo, Réunion, Saint Helena, Ascension and Tristan da Cunha, São Tomé and Príncipe, Seychelles, Sierra Leone, Somalia, South Sudan, Sudan, Togo, Western Sahara
- Asia
- Afghanistan, Bhutan, Brunei, Iran, Iraq, Macau, Maldives, Mongolia, Palestine, Syria, Timor-Leste, Turkmenistan, Yemen
Own entity or local partner
An EOR either employs your hire through its own local company or through a partner it contracts. With its own entity, the provider controls payroll and compliance directly; with a partner, a third company is the legal employer.
Swapp Agency publicly documents its own employing entity in 1 country (Sweden).
Multiplier publicly documents its own employing entity in 2 countries (India and Canada).
Only entities with a public source (a registry record or the provider’s own legal documents) are counted. A provider can have more entities than it publishes.
What the fee difference adds up to
Swapp Agency does not publish an EOR price, so only Multiplier's published fee can be totalled here. Ask Swapp Agency for a written quote at your team size before comparing.
| Employees | Swapp Agency | Multiplier |
|---|---|---|
| 1 | Quote only | $5,508 |
| 5 | Quote only | $27,540 |
| 10 | Quote only | $55,080 |
| 25 | Quote only | $137,700 |
| 50 | Quote only | $275,400 |
Starting fees only, excluding salary and employer contributions. The matrix above lists the setup, offboarding, deposit and FX fees each provider discloses. Model a full hire in the cost calculator.
// reddit reputation, side by side
Swapp Agency vs Multiplier on Reddit
On Reddit, Multiplier sits at 19% negative across 21 approved mentions. We screen real community mentions for relevance, then label sentiment, separate from our Select Score.
| Provider | Mentions | First-hand | Positive | Neutral | Negative | Sentiment |
|---|---|---|---|---|---|---|
| Swapp Agency | Too few Reddit mentions to score yet | |||||
| Multiplier | 21 | 15 | 52% | 29% | 19% | Mostly positive |
Most-discussed topics: Multiplier — compliance
Among the broadest coverage in the dataset (161 countries).
Read the full Swapp Agency review →// faq
Swapp Agency vs Multiplier: your questions
Which is better, Swapp Agency or Multiplier?
On our normalized dataset, Multiplier has the highest Select Score (80/100). The right pick still depends on your priorities, which the matrix above breaks down row by row.
Which is cheapest?
Multiplier has the lowest starting price in this comparison. Pricing is normalized to a per-employee monthly figure.
How is the Select Score calculated?
Every provider runs the same weighted model across coverage, pricing, compliance, platform and support. See the methodology page for the full formula.

