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// head to head

Swapp Agency vs Multiplier

Our pick: Multiplier with a Select Score of 80/100
comparison.matrix2 selected
Swapp Agency vs Multiplier comparison matrix
ProviderSwapp Agency logoSwapp Agency61/100 Select PickMultiplier logoMultiplier80/100
Coverage & pricing
Countries covered161171
EOR / employee / moQuote$459/mo · Core · billed annually
Contractor / employee / moQuote$40/mo · billed annually
Payroll / employee / moQuote$20/mo · billed annually
Fee transparency
Fee transparency0/10025/100
Company
HeadquartersIcelandUS
Founded20172020
Employees2-10—
Capabilities
Direct EOR
Built-in payroll
Contractor management
Reviews across the web
G2 rating—4.7 · 1.5k
Capterra rating—4.4 · 44
Trustpilot rating—4.8 · 2.9k
Blended rating—4.8 · 4.4k
Glassdoor (employer)—4.2 · 352
Trust & support
Security certifications13
Support channels44
Scores
Compliance4577
Support7891
Select Score6180

Where Swapp Agency and Multiplier can employ

On our coverage data, Swapp Agency runs an EOR in 161 countries and Multiplier in 171. They overlap in 120, so for 57% of the 212 countries either one covers, you can pick on price and service rather than reach. The difference sits in 41 countries only Swapp Agency covers and 51 countries only Multiplier covers. If your next hire is in one of them, that decides it.

Only Swapp Agency 41 countries

Americas
Anguilla, Antigua and Barbuda, Aruba, Bahamas, Barbados, Belize, Bermuda, Bolivia, British Virgin Islands, Cayman Islands, Chile, Dominica, Dominican Republic, Ecuador, El Salvador, Falkland Islands, French Guiana, Greenland, Grenada, Guadeloupe, Guatemala, Guyana, Haiti, Honduras, Jamaica, Martinique, Montserrat, Nicaragua, Panama, Paraguay, Puerto Rico, Saint Kitts and Nevis, Saint Lucia, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, United States Virgin Islands, Uruguay
Oceania
Fiji, Papua New Guinea

Only Multiplier 51 countries

Europe
Guernsey, Isle of Man, Jersey, Kosovo, Russia
Africa
Angola, Botswana, British Indian Ocean Territory, Burundi, Cape Verde, Central African Republic, Chad, Comoros, DR Congo, Equatorial Guinea, Eritrea, Eswatini, Gabon, Gambia, Guinea, Guinea-Bissau, Lesotho, Libya, Mali, Mauritania, Mayotte, Niger, Republic of the Congo, Réunion, Saint Helena, Ascension and Tristan da Cunha, São Tomé and Príncipe, Seychelles, Sierra Leone, Somalia, South Sudan, Sudan, Togo, Western Sahara
Asia
Afghanistan, Bhutan, Brunei, Iran, Iraq, Macau, Maldives, Mongolia, Palestine, Syria, Timor-Leste, Turkmenistan, Yemen

Own entity or local partner

An EOR either employs your hire through its own local company or through a partner it contracts. With its own entity, the provider controls payroll and compliance directly; with a partner, a third company is the legal employer.

Swapp Agency publicly documents its own employing entity in 1 country (Sweden).

Multiplier publicly documents its own employing entity in 2 countries (India and Canada).

Only entities with a public source (a registry record or the provider’s own legal documents) are counted. A provider can have more entities than it publishes.

What the fee difference adds up to

Swapp Agency does not publish an EOR price, so only Multiplier's published fee can be totalled here. Ask Swapp Agency for a written quote at your team size before comparing.

Published starting EOR fee per year, by team size (USD)
EmployeesSwapp AgencyMultiplier
1Quote only$5,508
5Quote only$27,540
10Quote only$55,080
25Quote only$137,700
50Quote only$275,400

Starting fees only, excluding salary and employer contributions. The matrix above lists the setup, offboarding, deposit and FX fees each provider discloses. Model a full hire in the cost calculator.

// reddit reputation, side by side

Swapp Agency vs Multiplier on Reddit

On Reddit, Multiplier sits at 19% negative across 21 approved mentions. We screen real community mentions for relevance, then label sentiment, separate from our Select Score.

ProviderMentionsFirst-handPositiveNeutralNegativeSentiment
Swapp AgencyToo few Reddit mentions to score yet
Multiplier211552%29%19%Mostly positive

Most-discussed topics: Multiplier — compliance

Swapp Agency

Among the broadest coverage in the dataset (161 countries).

Read the full Swapp Agency review →
Multiplier Select Pick

Strongest compliance depth of the set.

Read the full Multiplier review →

// faq

Swapp Agency vs Multiplier: your questions

Which is better, Swapp Agency or Multiplier?

On our normalized dataset, Multiplier has the highest Select Score (80/100). The right pick still depends on your priorities, which the matrix above breaks down row by row.

Which is cheapest?

Multiplier has the lowest starting price in this comparison. Pricing is normalized to a per-employee monthly figure.

How is the Select Score calculated?

Every provider runs the same weighted model across coverage, pricing, compliance, platform and support. See the methodology page for the full formula.