// head to head
Oyster vs Multiplier
Where Oyster and Multiplier can employ
On our coverage data, Oyster runs an EOR in 116 countries and Multiplier in 171. They overlap in 100, so for 53% of the 187 countries either one covers, you can pick on price and service rather than reach. The difference sits in 16 countries only Oyster covers and 71 countries only Multiplier covers. If your next hire is in one of them, that decides it.
Only Oyster 16 countries
- Americas
- Bahamas, Barbados, Belize, Bermuda, Bolivia, Chile, Dominican Republic, Ecuador, El Salvador, Guatemala, Guyana, Honduras, Jamaica, Panama, Paraguay, Uruguay
Only Multiplier 71 countries
- Europe
- Åland Islands, Andorra, Faroe Islands, Gibraltar, Guernsey, Isle of Man, Jersey, Liechtenstein, Monaco, Russia, San Marino, Svalbard and Jan Mayen, Vatican City
- Africa
- Algeria, Angola, Benin, British Indian Ocean Territory, Burundi, Cape Verde, Central African Republic, Chad, Comoros, Djibouti, DR Congo, Equatorial Guinea, Eritrea, Eswatini, Ethiopia, Gabon, Gambia, Guinea, Guinea-Bissau, Lesotho, Liberia, Libya, Mali, Mauritania, Mayotte, Namibia, Niger, Republic of the Congo, Réunion, Saint Helena, Ascension and Tristan da Cunha, São Tomé and Príncipe, Seychelles, Sierra Leone, Somalia, South Sudan, Sudan, Tunisia, Western Sahara
- Asia
- Afghanistan, Bahrain, Bhutan, Brunei, China, Iran, Iraq, Jordan, Kuwait, Laos, Macau, Maldives, Myanmar, Oman, Palestine, Syria, Tajikistan, Timor-Leste, Turkmenistan, Yemen
Own entity or local partner
An EOR either employs your hire through its own local company or through a partner it contracts. With its own entity, the provider controls payroll and compliance directly; with a partner, a third company is the legal employer.
Oyster publicly documents its own employing entity in 1 country (United States).
Multiplier publicly documents its own employing entity in 2 countries (India and Canada).
Only entities with a public source (a registry record or the provider’s own legal documents) are counted. A provider can have more entities than it publishes.
What the fee difference adds up to
Multiplier's published EOR fee is $240 lower per employee per month. That is $2,880 a year for one hire and $28,800 a year for a team of ten, before any volume discount either provider negotiates.
| Employees | Oyster | Multiplier |
|---|---|---|
| 1 | $8,388 | $5,508 |
| 5 | $41,940 | $27,540 |
| 10 | $83,880 | $55,080 |
| 25 | $209,700 | $137,700 |
| 50 | $419,400 | $275,400 |
Starting fees only, excluding salary and employer contributions. The matrix above lists the setup, offboarding, deposit and FX fees each provider discloses. Model a full hire in the cost calculator.
// reddit reputation, side by side
Oyster vs Multiplier on Reddit
On Reddit, Oyster draws the highest share of negative mentions (28% of 18); Multiplier the lowest (19% of 21). Approved mentions only. We screen real community mentions for relevance, then label sentiment, separate from our Select Score.
| Provider | Mentions | First-hand | Positive | Neutral | Negative | Sentiment |
|---|---|---|---|---|---|---|
| Oyster | 18 | 12 | 39% | 33% | 28% | Mostly positive |
| Multiplier | 21 | 15 | 52% | 29% | 19% | Mostly positive |
Most-discussed topics: Oyster — compliance · Multiplier — compliance
// faq
Oyster vs Multiplier: your questions
Which is better, Oyster or Multiplier?
On our normalized dataset, Multiplier has the highest Select Score (80/100). The right pick still depends on your priorities, which the matrix above breaks down row by row.
Which is cheapest?
Multiplier has the lowest starting price in this comparison. Pricing is normalized to a per-employee monthly figure.
How is the Select Score calculated?
Every provider runs the same weighted model across coverage, pricing, compliance, platform and support. See the methodology page for the full formula.